Posts Tagged ‘restaurant’

Most people view obtaining wealth and riches as the final goal in life. They feel that if they can get more money then they will be happier and have a more fulfilling life. That with a little extra money the worries will start to disappear and with a lot of money the worries will be gone. i don’t think this is the case. it all depends on how you view wealth and riches.

To me, wealth means freedom. As Robert Kiyosaki discussed in Rich Dad Poor Dad, wealth is measured in time. It is how long you can maintain the lifestyle you want without having to work. I agree with this. Working 40 hours a week, even if you like your job, takes away your freedom.

However, you don’t have to have a lot of money to be wealthy. You can also obtain wealth by reducing your costs and spending. The lower your average cost of living, and the greater your savings, the longer you can live wealthy outside of work. For Example, someone who makes $30,000 a year, and only has an average monthly cost of living (including expenses and spending income) of $1,500 would accumulate an average of 8 months of wealth (8 months maintaining current life style without working) each year. Someone earning $70,000 a year with an average monthly costs of $4000 would only accumulate an average wealth of 5.5 months after one year of working.

$1,500 X 12 months=$18,000 $30,000-$18,000=$12,000 $12,000/$1,500=8 Months

$4,000 X 12 months=$48,000 $70,000-$48,000=$22,000 $22,000/$4,000=5.5 Months

One of the biggest reasons why people never seem to be able to get a head is because there spending increases in proportion (or more) with their increase in earnings. When they get a raise, they buy a more expensive car, a bigger house, a bigger tv, get satellite, and eat out more often at expensive restaurants. No I am not saying that you should save every penny and give up having any fun. What I am recommending is that you decrease your spending overall, and never let your living costs increase by a larger or equal percentage than your increases in salary.

In part two I will cover 5 easy ways to increase your wealth and savings.

Well it’s been a couple of weeks since Eri and I got back from our trip to Miyakojima. And some of the photos I took inspired me to add a photo gallery to the site. I installed Zenphoto today and am starting to put in photos slowly. You can find the full photo gallery here: simplistic thoughts photo gallery. Please leave some comments and let me know what you think. I have also made a few other changes to the site, including a new contact form in the side bar.

Miyakojima is a small island about an hour south of Okinawa. You can drive across the island in less than an hour. We flew out of Tokyo airport and arrived at Miyakojima at about 10:00am on Thursday morning. We had our rental car in about 30 minutes and were headed off towards our hotel.

We set the coordinates into the GPS and after practically driving in a circle, realized that it didn’t really work that well. We decided to use the map we had grabbed at the airport and use the GPS for a location reference. After a bunch of confusion we finally arrived at our hotel. Had lunch at the restaurant across the street, and enjoyed the warm clean air (don’t get too much of that in Tokyo).

We were able to check into the hotel a little earlier than we had thought and so put our stuff in our room and went for a swim in the ocean. The water was absolutely gorgeous and there was a lot of life. We even saw Nemo (an anemone containing one large clown fish and one very small one).

After coming back from our swim we decided to do some site seeing and drove a little ways down the coast.The weather was mostly cloudy as we were expecting thunderstorms, but still very beautiful. The entire island was a mixture of green and blue. Later in the evening we went for dinner, and then a massage. On the way back, the thunderstorm hit and the rain fell. There was so much rain that the rain pipe was literally shooting out pressurized water. We had some difficulty sleeping that night due to the thunder that lasted well into the early morning.

For the last night (or so we thought) we were comped a stay at a new hotel that had just opened. It was very nice, with a separate bedroom, private sauna, day beds, and dinning room. I found out later the normal cost is $350 per person per night. From there we continued our travels around the island and then received a phone call from the travel agency telling us we would need to leave earlier (after we had paid extra to leave later) due to a strike of the airline. They wanted us to catch an earlier flight to Okinawa and then hope on of the completely booked flights would open up to Tokyo. If not we would have to pay hotel.

I was having too much fun to be bothered by bad news and after a few phone calls. We had arranged to leave the day after on a guaranteed flight, had our additional night at the hotel paid for, and our seats from Okinawa to Tokyo upgraded to business class. Cost to us, 0$. Great job Eri!

We spent our last day walking around the beach and through the city enjoying the various shops. My personal favorite was the snow salt ice cream. I had already consumed 2 ice creams that day, but couldn’t pass it up, and I was glad that I didn’t. It was great.