Posts Tagged ‘ninja’
This is the question that I find myself thinking about more than anything else. We all want to follow our dreams and do what makes us happy, but there is also the need for money. Most people want to own a house, to retire on a beach, to travel the world, to focus on the one thing that they really love. However, it takes money to do most of these things.
The problem is that we spend most of our time chasing after money, and there is very little left over for our dreams. Not to mention that most of us end up spending the money we make on the things we don’t really need/want just to feel better. Most people seem to end up doing something they don’t really like for a higher pay. We stress about our careers that don’t really matter, and most importantly we lose track of our dreams. Most of us as children wanted to be something, whether a policeman, fireman, tractor driver, ninja, or star player; we all had dreams. Yet, most people give them up to pay the bills.
So what’s the answer? Well, I think it is different for every person. People who are living their dreams generally seem to be happier to me. They have less worries and always seem to be in the moment. But, that lifestyle in many cases may does not have much security. I think it is balance. Spend as much time as you can living, while also making sure to save for the future.
Most people seem to have difficulties with their finances, and there are a lot of books put out there to help. However, I really don’t think it is that difficult. I think that financial stability can be reached with just a few steps.
- Save “at least”10% of every paycheck ( I would encourage you pay off any debt before doing this)
- Don’t use credit. You want to make interest, not pay it.
- Look at your expenses and see what you can remove (it will be difficult at first, but gets much easier)
- Learn to have fun without spending money. Especially for those who shop as a hobby
- Invest your savings to earn money. Whether it is stocks, bonds, savings, or buying and selling, it is important for your money to grow
- Continue your education. The best investment you can make is on yourself. Learn finances, investing, take classes to move into a better position, finish that degree. The more you learn, the easier it is to make money.
It takes a little work at first to change your habits, but once you do it for a few months it becomes much easier. you will wonder how you spent so much money.
Related links
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Growing up as a child, I always knew exactly what I wanted to be. A fireman, a ninja, a biologist, a soccer star, a basketball player, a lawyer, a race car driver, etc. Though I changed my ideas and goals (when I had them) as a child quite often, I was completely focused on what ever it was that I was interested in at that time. When I wanted to become a basketball player, it was all I ever thought about. I played, I read, I watched, and I lived basketball. There was nothing else in my life that seemed to be more important. I was able to become good at many of these things because I would devote all my efforts to just one thing.
As we get older we seem to lose this ability. We try to do so many things that we never really become good at any of them. I believe the same thing can be said for multi-tasking as well. We could all do things a lot better if we focused on them one at a time. In order to do this we all need to figure out what’s really important to us. I find that I have so many interests that I that I am going from one thing to the next while never getting the full enjoyment out of each. Always rushing though one to get to the next. In his book The Dip, Seth Godin talks about how most of the benefits of doing something come from the last 20 percent of the task. And it’s those who really get good at something who reap all the rewards.
After reading this book I realized I had been doing a lot of things, but switching to something else before I really got good. I have decided to devote myself to the things I really want to learn and that I think will be important in my career. I am currently living in in Tokyo, Japan and so my main focus will be Japanese. I currently speak well, but the there is a big difference between speaking well and being able to do business. So Japanese will take presence over all other activities. This will still leave plenty of time to keep studying management and business practices as long as I cut out the things I don’t plan to pursue till the end. So I guess the point of this post is you can try to learn many things, but make sure you put in the time to the things that are really important to you. Because being really good at those things will allow you to reap all the rewards.
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